Well, my credit score has gone up again. I’m still in the fair range of all 3 credit bureaus, but I’ve had a big jump. As I was checking my credit today, I noticed an awesome deal for anyone who wants to know more about their credit rating. PrivacyGuard is offering 2 months for $1. I’ve been using them for awhile and am very happy with their online service. The regular snail mail service seems a little slow though. The downside to using PrivacyGuard is that they don’t provide enough specific information (creditor’s account #/address/phone#) to complete a dispute, but they give you your score with all 3 bureaus and all inquiries/accounts/etc in an easy to read format. If you’re unsure of what your credit score is, it’s a must to at least try for 2 months for $1.