Wealth Today

Even though I got a big raise and it’s nice to increase my income, I’m still looking for that awesome way of making income, with little or no effort. Something that doesn’t take 8-10 hours of my day, to provide a comfortable income would be ideal. It’s important to find other people who have been able to achieve our goals, and that’s why I’m going to share about a web site where I can learn a thing or two. Fred, the author of “The Lazy Way To Success” has started two businesses, and writes on how to start a business with no business experience. Owning a business is a very popular way of producing passive income, and many are very successful at doing it. I think it’s one of the methods I’ll use in the future.

I am finally a full employee at State Farm. The good news is they have awesome benefits.

Just some of the awesome goodness:

• Health Benefits. It’s been a year since I’ve had any, and now I’ve got good ones for the first time since 2002.
• A $4800 raise. Thank God. There’s nothing like a regular increase in income.
• Another raise with a performance cash bonus in February. It’s cool. I’m down with it.
• Tuition Reimbursement! Need I really say anything else?
• Mega discounts! It’s illegal to give discounts on insurance, so we don’t get any, but I get discounts on everything else from electronics to office supplies to jewelry, furniture, travel, home loans, automobiles, car rentals, food, restaurants, etc
• Credit Union. We’ve also got our own credit union, and we can get auto loans at very competitive rates [beats any auto loan I've had].
• A retirement program. After 5 years, I’m fully vested. This one’s new to me. I’ve never had anything like it. It will provide about 30-45% of my income after retirement.
• 401k with match! The 401k is rather lackluster. They’re VERY conservative but always have gains. They only match up to $50/mo and always another $25/mo. [range of $25-$75/mo]
• I also get a hoard of time off. It’s rather unbelievable. Upon my second year, of service, I get 20 sick days alone. That’s not including vacation time, personal time, permission time, et al.