“The main cause of poverty or financial struggle is fear and ignorance, not the economy or the government or the rich.” — Bold decisions can only be made with intelligence and courage, and everyone is afraid of losing money. The economy is not the cause of a person’s financial situation. This is proven by the fact that even in drastic times, rich people still get richer. The government does tax income and sales, and with proper understanding of the tax situation, a person can assess these taxes and use it to their benefit. The problem is no decision being made or no action taken, driven by fear or ignorance, that creates monetary difficulty.