I raised my credit score 150 points
It’s taken a year and a half, and with much diligence and effort, I’ve accomplished raising my credit score 150 points. I’ve gone from 506 to 656. It seems as though it’s slowed down a lot over the past 8 months, but not really. It’s increased 70 points since February. I’m hoping to keep up that pace, so that this time next year, it’ll be 720 and I’ll be in a good range to get the best deal on a home loan [my ultimate motivation for an awesome credit score] By having a favorable credit score, it can save tens of thousands during a home loan.
Free Money Finance recently hosted a Carnival Of Debt Reductionthat has many different insights into copy and recovering debt, which is partially related to your credit score.
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October 30th, 2005 at 1:51 am
Good job, that is a huge jump. You’re knocking on the door of a great 700+ score. Keep it up!
November 2nd, 2005 at 3:35 pm
Congratulations! I can relate to how great it feels to accomplish raising your credit score because I have been working on that myself for the past year or so. I got a lot of really good tips on how to increase my credit score at http://www.credit-report-credit-score.com. The site has a lot of informative articles on credit reports and credit scoring. I even was able to get a copy of my free credit report there.
Best of luck to you on your venture to raise your credit score even higher!
December 6th, 2005 at 2:00 pm
Here’s a link to a funny animation just out today! It’s about ways the credit card companies suck our wallets dry–with something we can do about it. Everyone should see this one before whipping out the plastic for holiday shopping!
Click on the link below to see the animation:
http://www.CreditCardReform.org
After you watch it, you can take action to stop abusive credit card practices and empower consumers to manage their finances and reduce debt burdens. Please show your support for S. 499 (the “Credit Card Accountability, Responsibility, and Disclosure Act”) and H.R. 3492 (the “Consumer Credit Card Protection Act”). While the nation’s spending is at its holiday peak, I hope you will help us get the word out about http://www.creditcardreform.org and help us build the support these bills need to move in 2006.
February 19th, 2007 at 11:37 am
how did you raise the scores?